Privacy Policy

RIVER CITY FINANCE CO., INC.* takes great pride in our commitment to ensuring the security of a consumer’s financial information. We do not share your protected information (known as nonpublic personal information) with nonaffiliated third parties except for routine processing of a transaction at your request and as otherwise permitted or required by law. We do not share your protected information with outside marketing agents.

 

For our internal use, we collect the following types of information about you:

*Information we received from you on applications and other forms, such as, name, address, social security number, assets, and income;

*Information about your transactions with us, such as, balances, payment history, parties to transactions and credit card usage; and

*Information we receive from consumer reporting agencies, such as, credit worthiness and history.

 

If you choose to close your account(s) with us, or if you become an inactive customer, we will continue to adhere to privacy policies and practices described in this notice.

 

We restrict access to protected information to those employees and/or privately contracted individuals and/or companies who need to know that information to provide products or services to you. We also maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your information.

*Please note: the FDCPA recognizes River City Finance as a CREDITOR, not a COLLECTOR, and exempt from usual restrictions.

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As a customer, you authorize River City Finance to communicate with you via all channels provided during your application process and/or loan closing process. This may include, but is not limited to:

* Phone calls

* Text messaging

* Email

* Mail through post office

* Visits to your residence

* Visits to your place of employment

You agree that the information provided to River City Finance is accurate, and do not hold liable for misdialed numbers or inaccurate emails.