Types of Loans

River City Finance offers two types of Consumer Loans:
  • Conventional Loans
  • Sales Contracts
CONVENTIONAL LOANS

 

All conventional loans offered at River City Finance require some form of collateral, which is determined by the amount requested and credit history. For details on required collateral, please contact the office.

 

Here are a few examples of conventional loans:

  • VACATION

  • HOLIDAY SHOPPING

  • BACK TO SCHOOL

  • HOME REPAIRS

  • USED VEHICLE PURCHASE

  • MEDICAL PROCEDURES

  • ANY NEED FOR CASH

To apply for a conventional loan, call River City Finance, or click the APPLY TODAY button below.

SALES CONTRACTS

When you don't have the CASH you need in hand, River City Finance is committed to helping KEEP IT LOCAL by giving you the financing you need to purchase large priced items from local businesses. If financing seems right for you, have your Sales Rep fax an application to (270) 686-3005, or simply call the office to apply. These applications CANNOT be completed online at this time.

 

Here are a few examples of purchases made with sales contracts:

  • FURNITURE

  • LAWN EQUIPMENT

  • STORAGE BUILDINGS

  • JEWELRY

  • HVAC SYSTEMS

  • ANY MUCH MORE


 

All terms and conditions subject to approval and may change at any time without notice.